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The UK government’s new AI tool helped recover nearly £500 million in fraud.

The tool is called the Fraud Risk Assessment Accelerator.

It was developed by the UK Cabinet Office to be used across all government departments.

Its purpose is proactively to identify policies, procedures, and systems that might be vulnerable to fraud before they can be exploited. So, “fraud-proofing” at the design stage.

Over the 12 months from April 2024 to April 2025, the tool and associated AI/data‐matching techniques contributed to recovering £480 million that would otherwise have been lost to fraud.

The new AI tool is said to reduce the time needed to identify fraud risk by up to 80% in early trials.

These recovered funds are to be reallocated to public services — things like nurses, teachers, and police officers.

[b]Other tools & related systems[/b]

Beyond the Fraud Risk Assessment Accelerator, there are other connected systems and developments:

The Single Network Analytics Platform (SNAP): a network-analytics tool built with AI and used to detect suspicious networks, grants, loans etc.

Contracts with private data analytics firms (e.g. Quantexa) for help in processing large datasets, detecting patterns of suspicious behaviour etc.

The new AI fraud tool (Fraud Risk Assessment Accelerator) has been heralded by the UK government as a leap forward in fighting fraud, enabling the recovery or prevention of hundreds of millions of pounds in losses.

That said, its success depends heavily on technical design (bias mitigation, error rates), transparency, appeal mechanisms, and robust governance frameworks to prevent unfair or discriminatory outcomes.

The history of bias and false positives in past UK systems (especially welfare fraud detection) provides a cautionary precedent.

To maintain public trust and ethical legitimacy, the government would need to adopt independent auditing, strong privacy protections, clear transparency, and institutional oversight — not just rely on internal “human oversight.”

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