Caithness Map :: Links to Site Map Great value Unlimited Broadband from an award winning provider  


Tenants Urged To Consider Home Contents Insurance Scheme

20th April 2008

Photograph of Tenants Urged To Consider Home Contents Insurance Scheme

Tenants of The Highland Council are being urged to consider insuring the contents of their homes to avoid the cost of having to replace furnishings and equipment lost by a major incident, such as flooding, burglary or fire.

With its insurance partner Allianz, the Council is providing low cost home contents insurance for tenants. In the last year, the scheme has helped more than 50 tenants replace items damaged as a result of fire, flood or burglary, with claims exceeding 22,000.

While the Council insures the bricks and mortar of its housing stock of 14,000 homes, it does not insure tenants' personal possessions or furnishings against flood or storm damage or against other disasters such as fire or burglary. It is eager to increase awareness of the need for tenants to take out home contents insurance.

Councillor Margaret Davidson, Chairman of the Council's Housing and Social Work Committee, attended the first in a series of awareness raising days at Inverness Service Point on Friday 18 April, when staff of the Council's Insurance team were on hand to offer advice about the scheme and to help tenants complete application forms. Tenants also had the opportunity to complete a survey about insurance cover.

Councillor Davidson said: "We are concerned that many of our tenants have no home contents insurance cover in place and could be left with no means to replace their personal possessions or furnishings if the worst were to happen. The council is also aware that many people feel they cannot afford this extra cost when living on a tight budget. The risks involved have been highlighted by recent flooding and severe storms, which have caused substantial damage to homes, including those managed by The Highland Council."

As an added incentive to take out this insurance, those signing up to the scheme as a result of this initiative will get their first week's insurance cover free. If this initiative is successful, it will be rolled out to other areas. Council tenants can arrange home contents insurance through the Council at a special, low cost rate, and pay the premium along with their rent. This could cost as little as 46p per week for the over 60s, or 69p a week for everyone else.

This covers items such as furniture, TV, clothing, carpets, electrical items and general household goods and also covers the replacement cost of external locks if keys are stolen, as well as the contents of freezers.

Tenants can also choose optional accidental damage cover (with a 50 excess) - this can cost from as little as 21p more a week.

Application forms and information leaflets are available from the home page of Council's web site or at Highland Council Tenants or from Council Service Points or by telephoning the Council on 01463 702417. If anyone needs help with completing the application form, officers will be pleased to assist.


Related Businesses


Related Articles

Corporate Parenting Board for Highland's children and young people
A Corporate Parenting Board is to be established which will have a duty of care for currently around 500 ‘Looked After' children and young people in Highland.   Members of the Highland Community Planning Partnership’s, Community Planning Board have this week (21 March 2018) agreed to establish a Corporate Parenting Board the purpose of which will be to: • promote the corporate parenting role of statutory agencies and awareness of the duties towards care experienced young people in Highland.  
New Highland Child Protection Toolkit Launched
The Highland Child Protection Committee has launched a Toolkit to assist individuals, volunteers and community groups working with children and young people understand their roles and responsibilities in relation to child protection.   Over 60 people providing activities for children, young people and families in a paid and voluntary capacity came along to the launch event in Inverness yesterday.  
Director of Care and Learning Highland Council to retireThumbnail for article : Director of Care and Learning Highland Council to retire
Bill Alexander, Director of Care and Learning, has announced his intention to retire from The Highland Council.   Bill commenced with the Council in 2000, in a joint post with NHS Highland as Head of Children's Services.  
Beware Of Calls From Scammers Pretending To Be The Telephone Preference ServiceThumbnail for article : Beware Of Calls From Scammers Pretending To Be The Telephone Preference Service
Beware of calls from scammers pretending to be the Telephone Preference Service warns Highland Council Trading Standards.   Highland Council Trading Standards wish to warn consumers not to fall for a new telephone call scam in which fraudsters pretend to be calling from the Telephone Preference Service (or TPS).  
Redesign continues to deliver improvements
Recent outcomes of Redesign work were noted by Members at yesterday's Highland Council meeting.   In the first year of the programme, 8 redesign projects were undertaken using a "Lean" approach and 36 staff have been trained as facilitators.  
Resurfacing road works on B862 and B851
Motorists are being advised that The Highland Council is currently preparing to carry out resurfacing works at the following locations: • B862 Fort Augustus - Whitebridge - Torness - Dores – Inverness Road; specifically at Errogie Village (North Gateway), Errogie Village (South Gateway), and Compass Farm; and • B851 Errogie – Strathnairn – Daviot Bridge – Culloden Moor Road; specifically at Aberarder House.   Advanced works notification signage will be provided at various locations from Thursday 15 March 2018.  
Highland Council agrees 5-year Capital Programme
The Highland Council has agreed a capital programme of £482m over the next 5 years.   The Highland Council serves the largest geographical area in Scotland (over 30%) and has just under £2bn of assets on its balance sheet comprising, amongst other things, 203 operational schools, over 6,700km of roads and over 2,000 properties.  
Council Issues More Fines In Caithness For Dog Fouling and Fly Tipping
The Highland Council's Enforcement Officers have stepped up patrols in Caithness in a move to tackle the problem of littering, fly tipping and dog fouling.   A number of fixed penalty notices have been issued recently including an £80 fine for dog fouling in the Stafford Lane and Back Bridge area of Wick, a £200 fine for fly-tipping on Ackergill Street and another £80 fine for dog fouling in Lybster.  
Council Administration to present a programme of investment
Speaking ahead of today's Council meeting to agree the Council's Capital Programme for 2018/19 to 2022/23, Cllr Margaret Davidson, Leader of the Highland Council said:- "This programme delivers significant investment in a range of key projects across the Highlands.  We are investing in schools, roads, bridges, harbours and flood prevention schemes that will benefit our communities.  
Highland Council to make special case for capital investment
Highland Council is to make a special case for extra capital investment in the road infrastructure after a winter period which has seen the Highlands battered by some 57 days of severe weather.   Highland Council area is particularly subject to severe winter weather, which has a significant impact on the roads and other infrastructure.  

[Printer Friendly Version]