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Are We Set For A Housing Market Crash?Thumbnail for article : Are We Set For A Housing Market Crash?
8 August 2022 by Tejvan Pettinger When I started teaching economics in the early 2000s, I remember quite a few commentators predicting imminent house price falls because house prices were overvalued by historical trends, I used to occasional dip into house price crash forums to see a debate about when prices would fall.  Yet, since 2000, even accounting for the financial crash, UK and US house prices have witnessed a remarkable, above-inflation rise.  
Opportunity To Represent Your Local Community With Interim Community Council ElectionsThumbnail for article : Opportunity To Represent Your Local Community With Interim Community Council Elections
Nominations are being invited from people seeking election to 15 Highland community councils covering areas in Caithness Sutherland, Easter Ross, Wester Ross, Isle of Raasay, the Black Isle, Inverness, Nairnshire, Badenoch and Strathspey and Lochaber.   Community Councils are voluntary organisations that express the views and concerns of local people within their area across a wide range of issues from new buildings and roads to local services and facilities.  
The Economy - Don't Panic But Do Worry - Read This But It Will Not Cheer You Up
James Black has written this item for the Fraserof Allander Institue and it appeared in the Herald on 5th August 2022.   James is a Fellow at the Fraser of Allander Institute.  
Inflation: Why It's Happening And Why Interest Rates Are Going Up To Combat ItThumbnail for article : Inflation: Why It's Happening And Why Interest Rates Are Going Up To Combat It
Soaring prices have forced central banks in many developed countries to raise their interest rates in recent weeks.  These organisations are in charge of attempts to rein in rising costs that are threatening to wreak havoc on household budgets in coming months.  
Save Or Borrow From Hi-scot Credit UnionThumbnail for article : Save Or Borrow From Hi-scot Credit Union
HI-Scot Credit Union is the first choice for savings and borrowing in the Highlands and Islands of Scotland.   Unlike the High Street banks the focus of HI-Scot Credit Union is on service to members rather than shareholder profit.  
Further Bankruptcy Restrictions For Bounce Back Loan Abuse
Bankruptcy restrictions totalling 48 years for five individuals who took Covid-19 financial support to which they were not entitled.   Five individuals have separately been made subject to bankruptcy restrictions totalling 48 years as the Insolvency Service continues to identify and tackle abuse of the Bounce Back Loan scheme.  
Additional Funding For Three 75th Anniversary Edinburgh Festivals
To mark the 75th anniversaries of the Edinburgh International Festival, Edinburgh Festival Fringe and Edinburgh International Film Festival, £2.1 million in Scottish Government funding will support anniversary programmes.   This year's Edinburgh International Festival will also include a special appearance of the Ukrainian Freedom Orchestra, one of three free concerts - including opening and closing events - staged thanks to this additional funding.  
Former Nasa Storyteller To Host Xponorth WorkshopThumbnail for article : Former Nasa Storyteller To Host Xponorth Workshop
It will be hosted on 11 August 2022, online, by Jessica Fox, XpoNorth adviser, storyteller, filmmaker and author.  XpoNorth is Highlands and Islands Enterprise's (HIE's) specialist support mechanism for creative industries.  
HMRC Late Payment Interest Rates To Be Revised After Bank Of England Increases Base Rate
HMRC interest rates for late payments will be revised following the Bank of England interest rate rise to 1.75%.   The Bank of England Monetary Policy Committee voted on 4 August 2022 to increase the Bank of England base rate to 1.75% from 1.25%.  
Five Reasons Why The Four-day Week Won't Work
The four-day working week continues to gain momentum, with pilots taking place in the UK, Ireland, US, Canada and Australia.  Over six-month periods between February and November, employees at participating businesses are working only 80% of their time but still receiving 100% of their salary and benefits.  
Plans Set Out For Floating Wind Farm Off DounreayThumbnail for article : Plans Set Out For Floating Wind Farm Off Dounreay
Copenhagen Offshore Partners has set out its plans for a floating wind farm off Dounreay.   The proposals include a substation and underground cables onshore.  
Biggest rate hike since 1995 and recession on the way
People will ‘suffer the consequences'.   Interest rate rises an inept tool.  
UK Interest Rate Rise: What The Bank Of England's Historic Hike Means For Your MoneyThumbnail for article : UK Interest Rate Rise: What The Bank Of England's Historic Hike Means For Your Money
The Bank of England has raised its base rate by 0.5 percentage points, the largest single upward jump in 27 years.  It takes the base rate to 1.75%, its highest level since 2008.  
Global Current Account Balances Widen Amid War And Pandemic
From the IMF Blog By Giovanni Ganelli, Pau Rabanal and Niamh Sheridan.   The lingering pandemic and Russia's invasion of Ukraine are dealing a setback to the global economy.  
Taiwan Dominates The World's Supply Of Computer Chips - No Wonder The US Is WorriedThumbnail for article : Taiwan Dominates The World's Supply Of Computer Chips - No Wonder The US Is Worried
One aspect of Nancy Pelosi's trip to Taiwan that has been largely overlooked is her meeting with Mark Lui, chairman of the Taiwan Semiconductor Manufacturing Corporation (TSMC).  Pelosi's trip coincided with US efforts to convince TSMC - the world's largest chip manufacturer, on which the US is heavily dependent - to establish a manufacturing base in the US and to stop making advanced chips for Chinese companies.  
Waste Strike to Hit Edinburgh Festival
Following the notice of strike action served on (Thursday 4 August) by our sister trade union Unite in waste and recycling services for the City of Edinburgh Council (CEC), GMB Scotland members in the service will join the strike action scheduled to run from 05.00 hours Thursday 18 August until 04.59 hours Tuesday 30 August.   GMB Scotland Organiser Kirsten Muat warned:"Waste will pile during the Edinburgh Festival unless a significantly improved pay offer for local government staff is tabled for our members' consultation.  
UHI Rated Best In Scotland For Postgraduate Student SatisfactionThumbnail for article : UHI Rated Best In Scotland For Postgraduate Student Satisfaction
Postgraduate students at UHI have rated their study experience as the best in Scotland in a UK-wide survey.   UHI received a score of 95% student satisfaction in the 2022 Postgraduate Taught Experience Survey.  
Dingwall and Highlands Marts Ltd - Sale 5 august 2022
DINGWALL., Dingwall and Highlands Marts Ltd., (August 5th) sold 6,031 Store lambs of all class at an average of £78.62 (up £4.15 on the year).   Texel (1,341) averaged £82.34 (last year £74.36) and sold to £129 gross from The Rowans, Brora.  
COSLA leaders ‘duck responsibility' over council pay, says UNISON
In response to COSLA meeting with the Scottish government today (Friday 5 August 2022), to discuss local government pay increase.   Johanna Baxter, UNISON Scotland head of local government said: "The failure of council leaders to come up with a solution today just demonstrates that they and the Scottish government have ducked responsibility on this.  
Ofgem Confirms Changes To The Price Cap Methodology And Frequency Ahead Of New Rate To Be Announced Later This Month
Today (Thursday 4 August 2022) Ofgem has confirmed that the energy price cap will be updated quarterly, rather than every six months, as it warned that customers face a very challenging winter ahead.   Today's change will go some way to provide the stability needed in the energy market, reducing the risk of further large-scale supplier failures which cause huge disruption and push up costs for consumers.