Going To The World Cup? - When Should You Buy Your Currency

11th December 2025

If you're going to a US‑hosted World Cup when do you buy dollars or other currencies for Canada and Mexico.

Here are some of the trade‑offs and what to consider if deciding when to get USD for the trip.

Advantages of buying dollars earlier (before departure[/b[

You "lock in" a rate now — if the pound weakens later (or the dollar strengthens), you avoid getting fewer dollars. This can help with budgeting.

You'll know exactly how much USD you'll have for spending in advance.

[b]Advantages of waiting until/after arrival (or close to it)

Exchange rates fluctuate — the rate may get better (i.e. you might get more dollars per pound), or it might get worse. There’s a risk/reward.

Sometimes exchanging at home can come with worse fees or less good rates than ATMs or currency services abroad, especially if you wait until arrival and compare options.

If you are planning to travel to the US for the World Cup - some thoughts -

Exchange a portion of the money now — maybe enough to cover initial costs (flights, transport from airport, first few days, some meals).

Then wait to exchange the rest closer to — or after — arrival, watching rates. That way I hedge against risk: I lock in a base amount early, but leave room to benefit if rates improve.

Also avoid exchanging at the last minute at airport desks if possible (they often have worse rates).

Things to consider

Recommendations for the Best Deal
Order Online: For the best rates from physical bureaus like the Post Office or Eurochange, order your currency online for collection in a local branch. Online rates are almost always better than walking into a store without a reservation.

Avoid Airports and Hotels: Bureaus at airports and hotels offer the least favourable exchange rates due to the convenience factor and captive audience.
Compare Rates: Exchange rates fluctuate constantly.

Use online comparison tools or check the actual rates on the provider's website at the time of purchase to ensure you are getting a good deal.

Always check the difference between the offered rate and the mid-market rate (which you can find on financial sites like XE or the Bank of England website).

Be Aware of "Commission Free" Claims: No currency exchange is truly "free". Providers that advertise "0% commission" build their profit into a less favourable exchange rate.

Consider a Multi-Currency Card: For spending during your trip, a pre-paid debit card from a provider like Wise or Revolut can offer excellent value as you get the real-time mid-market rate with only a small, transparent fee.

Finally
It would be many times cheaper to buy much bigger TV and watch it at home. Or attend one of the many places like local pubs who many be showing the games especially as it looks as if government may extend licencing times for the competition.

Flight are already being sold out and prices are rising for travel and hotels around the venues.