Q4 2018 RBS Postcode Lending

8th July 2019

Lending data published today shows that RBS is a major supporter of the UK economy, lending a total of over £169bn in mortgages, personal loans and business loans to small and medium sized enterprises (SMEs).

The detailed local lending data, which forms part of a joint data reporting exercise with UK Finance and other major UK banks, gives a snapshot of lending balances in 120 postcode areas across Great Britain and around 10,000 postcode sectors at the end of December 2018.

RBS lent a total of over £169bn in mortgages, personal loans and business loans to small and medium sized enterprises (SMEs). Mortgages make up the largest element of this total with £136bn in lending, followed by SME lending at £26.6bn and then personal lending with £6.4bn.

This joint data reporting exercise is intended to provide greater transparency and help deliver a detailed picture of the borrowing landscape across the country. Our drive for transparency is balanced with ensuring our customers' confidentiality. Therefore, along with other banks, we have withheld postcode sector data which would risk disclosure of any individual customer’s borrowing.